Should You Have An HOA

Choosing the best, most convenient and comfortable neighborhood to relocate your family to is an important undertaking of large proportions. There are many questions you may need to consider when searching out the right neighborhood. Questions that have a direct impact on the quality of life that your new potential neighborhood will bring should you choose to live there.

These questions can be thoroughly answered by speaking with the local homeowner association management personnel. Ready to guide you through your personal neighborhood screening process, homeowner association management is available to clue you in on some very specific issues regarding the upkeep and restrictions of the home and neighborhood you are looking to move into.

These questions need to be examined before you buy, not stumbled into after the mortgage has been signed. For instance, when is it okay to rent a large dumpster and keep it on your property? Does your neighborhood allow boats, RVs and such to be parked in driveways? What about tractor trailers? Are their any parks, recreation centers or public swimming pools that are maintained and managed by the homeowner association management ?

Many neighborhoods require that homeowners pay yearly dues to the homeowner association. What specifically are they paying for? In many communities it is the association, rather than the city itself, that insures proper snow removal after a blizzard. Much of the yearly dues to the association will be spent on snow removal equipment and care of the equipment, as well as financial compensation to those individuals who actually do the work clearing the snow and ice, spreading sand and salt, and insuring that the neighborhood roads are passable and safe for residents during the frosty winter months.

There is also the issue of keeping neighborhood parks, community land areas and ditches mowed, hedged, and looking good. It is often the homeowner association management that takes responsibility for planning the garden spots, the medians that have flowerbeds planted in them, new trees being planted, parks being kept clean and free of trash, vagrants, and spray paint as well as upkeep and maintenance of playground equipment. You certainly want to know who will be responsible for taking care to maintain the swing set and jungle gym that your young children will soon be playing on.

Purchasing a home in a community with an association actually insures continuity and uniformity will be displayed in the neighborhood. They may restrict certain colors or types of additions to your home. If you want to build an ad on that is shaped like a pirates tower, then you may not be able to be so creative in a neighborhood with a community association.

Perhaps the entire neighborhood is one of those festive holiday wonderlands and every year at Christmas time, you are required to decorate your home like the others. Does this give you a sense of community? Or does this stifle your creativity? What if you do not celebrate Christmas? Will you still be required to decorate? And how do you feel about this?

You are essentially paying the homeowner association management extra money each month just so you can abide by their rules and guidelines. It is wise to make certain that you fully understand what is required of you, what the neighborhood gets in return for committing to an association and how the entire experience will create the lifestyle and community that you want to be a part of.

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